CAPILIZA AI
Join — $50/yr

For Funders & Consultants

Turn credit reports into funding decisions.

CAPILIZA AI gives funders a private portal to upload, analyze, and consult on clients' credit reports — with AI-powered funding-readiness analysis across all three bureaus.

Unlimited uploads 3-bureau analysis Cancel anytime
Funding ReadinessFunding Ready

Equifax

742

Experian

718

TransUnion

731

Utilization2.4% / ≤ 3%
Avg account age4.1 / 2+ yrs
Open accounts6 / 5+
Total limits$62K / $50K+
Analyzed by CAPILIZA AI in 8 seconds
3+ personal cards ✓
Tri-merge PDF analysis·Equifax · Experian · TransUnion·MyFreeScoreNow compatible·Private funder workspace

The funder's problem

You read credit reports all day. Your clients can't.

A tri-merge PDF is dense, bureau-by-bureau, and easy to misread. CAPILIZA AI turns that PDF into a single funding-readiness verdict — per bureau — in seconds, so you can stop parsing files and start closing deals.

How it works

From PDF to funding plan in 4 steps

01

Become a MyFreeScoreNow affiliate

Use your affiliate link to pull tri-merge credit reports for your clients and prospects.

02

Download the report PDF

Export the tri-merge PDF from MyFreeScoreNow — that's the file CAPILIZA AI analyzes.

03

Upload to CAPILIZA AI

Drop the PDF into your funder portal. AI extracts scores, accounts, utilization, and negatives in seconds.

04

Consult & close

Present the funding-readiness plan, message results to your client, and move them toward funding.

Inside the portal

Everything a funder needs

Upload & Analyze

Upload any client's tri-merge credit report PDF for instant funding-readiness analysis across Equifax, Experian & TransUnion.

CAPILIZA AI Consulting

Hand clients expert guidance — paydown plans, AU strategy, DTI math, and month-by-month funding roadmaps.

Per-Bureau Readiness

See exactly which bureau qualifies first, with card counts, inquiry age, and utilization broken down bureau by bureau.

Funder Dashboard

Save, organize, and revisit every client report in one private portal built for B2B funders and consultants.

Client Management

Add clients manually or send a self-serve intake link — then run reports against each one, all in one place.

Private & Separate

Your data stays separate from Femure's credit-repair business. Each funder sees only their own reports and clients.

Built for

Funding brokers
Credit consultants
Solo funders
Fintech advisors

What you get for $50/year

Unlimited credit report uploads & AI analysis
Per-bureau funding-readiness verdicts
AI paydown, AU & DTI consulting
Saved report history (per client)
Simple client management
Presentation mode for client calls
Private workspace — separate from credit repair

Membership

One plan. One price. All in.

No per-report fees. No tiers. $50 for a full year of unlimited analysis.

$50/ year

B2B funder membership · unlimited uploads & AI analysis

Secure Stripe checkout · Cancel anytime

Already a member?

FAQ

Questions, answered

An annual subscription to the CAPILIZA AI B2B Funder Portal. You get unlimited credit-report uploads, AI funding-readiness analysis across all three bureaus, saved client reports, and client management tools.

Yes. Your funder data lives in its own isolated workspace. Femure's credit-repair business and other funders cannot see your reports or clients.

You'll pull tri-merge reports as a MyFreeScoreNow affiliate (we show you how inside the portal), download the PDF, and upload it to CAPILIZA AI for analysis.

Yes. The membership is $50/year and you can cancel anytime through Stripe. You keep access through the end of your paid year.

No. You upload and analyze reports on their behalf. You can also send them a self-serve intake link to collect their info if you prefer.

No. Unlimited uploads and unlimited AI analyses are included in the single $50/year membership.

Start consulting in minutes.

Upload your first client report today. The full CAPILIZA AI portal is $50 for the year — cancel anytime.

Join CAPILIZA AI — $50/yr
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